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Proven Expertise

Welplan makes employee benefits straightforward for employers and accessible for workers. There is no medical underwriting, and employees receive coverage from the day they become eligible.

As a discretionary trust, Welplan prioritises support over profit. Claims are reviewed fairly in line with scheme rules, giving employers and employees confidence that support is there when it matters most.

Our schemes are flexible from the start, allowing employers to choose benefits that suit their workforce and budget, including sickness cover, death-in-service benefits, lump-sum accident payments, and permanent disability support.

£ 139 m

Paid In Employee Benefits

99 %

Submitted Claims Paid

420 +

Companies Covered By Welplan

14900 +

Employees Benefiting From Welplan

Trusted By Construction For Over 60 Years

Altrad Babcock

Critical Energy Engineering Services

We’ve had a consistently excellent experience with Welplan. Their customer service is second to none — always responsive, knowledgeable, and genuinely helpful. From the moment we signed up, the process was smooth and straightforward, with clear guidance every step of the way. Welplan’s products are reliable and tailored to our needs, and they’ve gone above and beyond to resolve any issues we’ve faced quickly and efficiently. Overall, we’re very happy with Welplan and wouldn’t hesitate to recommend them to others looking for a dependable and customer-focused solution.

Altrad Babcock logo, Welplan client

KAEFER Group

Industrial Insulation And Access Services

KAEFER have worked with Welplan for several years now, and their service has consistently been excellent. They truly understand the unique needs of the Construction industry and provide us with tailored employee benefits that support our workforce with both clarity and care.

Their customer service is always responsive, friendly, and extremely efficient — nothing ever feels like too much trouble. Whether it’s a routine enquiry or a more complex issue, Jane and the Welplan team handles everything with professionalism and efficiency.

In particular, their approach to managing death in service claims has been outstanding. During very difficult times, they deal with these matters with sensitivity, empathy, and a clear focus on supporting both employers and families. Their compassionate and timely service really makes a difference.

It’s reassuring to know we have such a reliable and dedicated partner in Welplan. A big thank you to Jane and team!

Birdsall Group Ltd

Building Services And Heat Networks

Birdall’s have been a client since 2008. Welplan have become my utopia of customer service.

They can be reached by telephone or email, they respond promptly and answer any question asked.

Customer service that is efficient, helpful and professional.

Birdsall Group logo, Welplan client

Frequently Asked Questions

Everything you need to better understand Welplan, from how it supports employers to the benefits it can provide for your workforce.

From eligibility and claims to group death benefit cover, sick pay, accident and disability protection, the answers below explain how Welplan can support your business and your employees.

What employee benefits are mandatory in the UK construction industry?

Employers must provide statutory benefits, including holiday pay, workplace pension contributions, and Statutory Sick Pay (SSP). Any additional support, such as death-in-service benefits, enhanced sick pay, or accident cover, is voluntary but is increasingly expected in the sector.

What is the difference between construction sick pay and statutory sick pay?

Statutory Sick Pay (SSP) is the legal minimum and offers limited financial support. Construction sick pay, such as that provided through Welplan schemes, delivers enhanced weekly payments and often begins sooner. It also reflects the physical nature of the job and associated risks.

Do small construction firms need employee benefits?

Yes. Even for small teams, offering benefits helps attract skilled workers, reduce turnover, and support staff through illness or injury. Even firms with just two employees can use Welplan's flexible and affordable benefits.

What counts as a construction death-in-service benefit?

This lump sum goes to an employee's family if they pass away while still employed. Welplan covers death from any cause, including accidents and suicide, and even during redundancy periods within a defined timeframe.

Are discretionary employee benefit schemes reliable?

Yes. While not insurance, schemes like Welplan operate under a trust model with a strong history of fair and timely payouts. Over 99% of claims are approved, offering peace of mind without the red tape of traditional policies.