Death In Service Benefit For Construction Employees
Trusted, ethical cover that provides vital support to families after loss.
Flexible, bespoke cover that provides financial stability to your employee’s families when they need it most.
Life can be unpredictable but making sure your employees’ families are financially supported doesn’t have to be.Our flexible death-in-service benefit provides a lump-sum payment to the employee’s chosen beneficiaries if they pass away, offering peace of mind that their loved ones will be financially supported when it matters most.
Why Choose Welplan?
Welplan has over 60 years of experience providing tailored death benefit and other employee benefits, ensuring employees and their families receive dependable protection. We have paid out more then £28 million in death benefit over the last 15 years.
With our death benefit cover, your employees are protected, no matter what, whether the death occurs at work, at home, or elsewhere.
There are no hidden exclusions, and no medical examinations required to qualify. This means faster cover, less paperwork, and greater peace of mind for you and your employees.
Every business is different, and so are the needs of your employees. That’s why we offer flexible options when it comes to death benefit cover.
You can choose to provide a fixed lump-sum payment or link the benefit to a multiple of an employee’s salary, whichever structure works best for your workforce and your budget.
We understand that making a death benefit claim can be an emotional and difficult time. That’s why we’ve designed a straightforward process to ease the burden during such a sensitive period.
Our compassionate team is here to help, claims can be handled directly with the family of the deceased, or if preferred, the employer can take the lead in managing the process.
Why Death in Service Benefit Matters
- Financial support for loved ones in the event of an employee’s death to help cover immediate and future expenses
- Offers peace of mind that families will be cared for during a difficult time
- Built into your bespoke benefits package
Trusted by Construction for over 60 years

“KAEFER have worked with Welplan for several years now, and their service has consistently been excellent. They truly understand the unique needs of the Construction industry and provide us with tailored employee benefits that support our workforce with both clarity and care.
Their customer service is always responsive, friendly, and extremely efficient — nothing ever feels like too much trouble. Whether it’s a routine enquiry or a more complex issue, Jane and the Welplan team handles everything with professionalism and efficiency.
In particular, their approach to managing death in service claims has been outstanding. During very difficult times, they deal with these matters with sensitivity, empathy, and a clear focus on supporting both employers and families. Their compassionate and timely service really makes a difference.” KAEFER
