Pensions

Welplan Ltd is the administrator and trustee of H&V Pensions, an industry wide company pension scheme established in 1988 to meet the particular requirements of the building services industry.

The key features of H&V Pensions are:

Simple – easy to understand and easy to administer, with employers and members supported by a dedicated team of expert staff.

Flexible – to fit employers’ differing ways of working, and staff retention and recruitment strategies.

Cost effective – employer contributions qualify for tax relief. Employees also benefit from significant tax concessions on contributions. There are no individual membership charges, and no commissions to agents or brokers. Administration costs are covered by annual charges against the pension fund as a whole. These are kept competitive, currently a maximum of 1%.

Safe – investments are held with the Legal & General and controlled by the trustee, not an individual employer.

Useful information and documents are available on these pages, along with contact details:

Employers - Introductory Employer brochure, the latest Employer Update, and other useful forms are available.

Members - For general background to the scheme, latest Member Update, AVC Guide, Scheme Membership Guide, and Expression of Wish form.

Investments - Scheme investment options, fund performance information, along with the Investment Switch Form, are all located here.